Many have dreams of owning a successful business. For some, the dreams have come true with varying degrees of success. Others have tried to set up a business and failed. Company, insolvency and commercial law specialist David Brown highlights the need for a professional advisor.
by David BrownRichard Sheppard looks at how property fares against traditional superannuation funds in the current environment.
by Richard SheppardHi Janne, our daughter and son-in-law have just had their first child - Edward. We are so excited! We would like to help them out in some way as they will only have one income for a while now. They have enough to live on but we would like to help them to provide financially for themselves and Edward for the future. Do you have any ideas?
by Janne AshtonFew people hold a single asset valued more than their home, however rarely do they know how much their property is worth. Cherie Sevenoaks reports.
by Cherie SevenoaksWe talk about business planning and being on the right path, but sometimes we get caught up in the dream and don't stop to consider whether the dream is actually becoming a nightmare. Jeff Banks cautions small business operators.
by Jeff BanksHi Janne, we have retired and our son has just been diagnosed with a serious illness. We don't think he will be able to work again. He has a family and a mortgage and our daughter-in-law has just had their third child, so is at home. What advice can you give?
Property valuations can sometimes seem like a black art, with independent valuers often providing different results on the same property. Richard Sheppard discusses how to get a good picture of property value and maximise your chances of a solid valuation.
by Richard SheppardProperty adviser Richard Sheppard firmly believes that with good research, you can benefit by being selective in your timing.
by Richard SheppardDear Janne, I have just received an inheritance and am concerned about losing the age pension. Can you help me? Regards Simon, Narrabeen NSW.
by Janne AshtonSpending money on your property when preparing it for sale is important but it doesn’t have to be an expensive undertaking or a full renovation according to Gordon Spring.
by Gordon SpringWith current interest rates so low and rents at historical highs, there has rarely been a better time to buy an investment property. Richard Sheppard reports.
by Richard SheppardHi Janne, I enjoy reading your articles every month. I have heard mixed reports about the value of the ‘transition to retirement’ strategy. Some people tell me it is a waste of time, and others swear by it. Please clarify for me when it is appropriate and if there are any disadvantages. Thanks Janne.
by Janne AshtonAn interest only loan is almost always a better way to finance property, even for an owner occupied dwelling, says property investment advisor and educator Richard Sheppard.
by Richard SheppardHi Janne, I am in my fifties and am wondering whether I still need income protection insurance. My house is paid off and I am now working mainly to set myself up for retirement. What do you think? Regards, Liz, Bayview
by Janne AshtonBusinesses that are not 'online' are at risk of falling behind their competitors says digital agency principal, Ryan Fitton.
by Ryan FittonThose thinking of throwing the regular secure weekly wage away in favour of a life in small business need to be very prepared for what lies ahead, says Jeff Banks.
by Jeff BanksRichard Sheppard explains how an income tax variation is the smart way to legally reduce your tax each pay day with investment property.
by Richard SheppardBusiness advisors are often confronted with business owners who failed to plan for uncertainty and, when it hit, had not fall-back position other than to increase borrowoing. Andrew Blunden reports.
by Andrew BlundenHaving the ideal ownership structure can halve the cost of owning investment property, so it's critical you know how to structure it well, says Richard Sheppard.
by Richard SheppardI really enjoy your articles each month. I am currently looking after my own investments and don't know whether I should have advice from a financial planner, and if so, what value a planner could add. I look at managed fund returns and they do not seem to be any better than what I am getting myself. I would be interested in your views.
by Janne AshtonDo you remember when you last had a roll of film developed? For most people, it would be quite a few years ago. Brad Howarth reports on the need to be ready to embrace technological change.
by Brad HowarthLand tax can double to cost of owning investment property, so it is always wise to know how to legally avoid it, says Property Investment Educator and Advisor Richard Sheppard.
by Richard SheppardHave you recently come into money? Maybe you have sold your business, received a large inheritance or perhaps you have just set up a Self Managed Super Fund (SMSF)? You're probably wondering about your investment strategy. Simon Bylsma reports.
by Simon BylsmaAs more businesses come into this social media (and internet-enabled) world, it is important to avoid being lost in the crowd. Bill Adams explains why a video presentation can be of great benefit.
by Bill Adams